Governor Jeff Landry Signs Largest Tort Reform Effort in State History Into Law

Baton Rouge, LA - On May 28, 2025, Governor Jeff Landry held a press conference at the Governor’s Mansion where he signed the largest tort reform effort in Louisiana history into law. Watch press conference here.

"Today, we’ve taken steps to shield Louisianans from frivolous lawsuits driven by trial lawyers—using a data-driven strategy. And we made it clear to insurance companies that they must answer to their policyholders. Over the past fifty days, I am proud to say that the only side I’ve stood with is the people of Louisiana," said Governor Jeff Landry.

The bills signed include:

HB 148: Insurance Commissioner Authority:

Grants the Insurance Commissioner greater authority to hold down rates.
Texas, Mississippi, South Caroline, Florida, or Alabama—to just name a few states— all grant their insurance commissioner this power.

HB 450: Housley Presumption:

Would require someone who sued over injuries in a car accident to show that the injuries actually occurred during the accident.

HB 434: No Pay No Play:

Would disallow a driver without car insurance from collecting an award for bodily injury medical expenses for any amount below $100,000, up from $15,000 today.

HB 436: Illegal Aliens:

Would prohibit undocumented immigrants who are injured in car accidents from collecting general damages

HB 431: Comparative Fault:

Would bar drivers responsible for at least 51% of an accident from receiving a damage award to cover their injuries.
Under current law, a driver responsible for, say, 51% of the accident can collect a payment equal to 49% of the overall damage award.

HB 549: Dash Cam Discount:

Provides a premium discount for commercial motor vehicles with dashboard cameras and telematics systems.